Eligible Checks

Most are eligible for the Check Enforcement Program. These include checks returned because of :

  • “Insufficient ” or “Non-sufficient Funds”
  • “Closed Account”
  • “No Account”   

Some Ineligible Checks

Some checks are not eligible for the Check Enforcement Program. Checks that do not qualify include:

  • Counterfeit or forged checks
  • Stop Payment checks
  • Held, pre-dated or altered checks
  • Agree-to-hold checks
  • Checks as payment on an open account
  • Two-party checks
  • Checks missing amount, signature or date
  • Checks taken when both parties knew there were insufficient funds at the time of the transaction
  • Checks older than 180 days
  • Check previously submitted to a collection agency

Follow Up

We will keep you informed about your checks as they pass through the Program. You will either receive the money due to you or we’ll notify you with an explanation of why we were unable to prosecute. If a check(s) is deemed prosecutable, you will be informed of what steps you must take as part of the prosecution process.

If we are unable to enforce restitution and the check does not qualify for prosecution, it will be placed in an inactive status and held by the Check Enforcement Program unless you request that the check be returned. If new information or additional checks are received, an inactive case can be reopended an pursued further.

We will do our best to make sure your bad checks are handled efficiently and promptly.  If you have questions about this Program or any bad checks you have submitted, call toll-free: 1-866-382-9305